Foreclosure Information

Resources for Families in Housing Crisis

Housing Crisis Response in Ramsey County provides housing services and support for Ramsey County families, single adults, and unaccompanied youth who are homeless or at imminent risk of becoming homeless.  More Information

Information for Home Owners

Do you have an adjustable rate mortgage or have your payments increased to a level you can’t afford? If you find you are having difficulty meeting your homeownership obligations such as mortgage, taxes, association dues, etc., we encourage you to notify your lender early on. Your lender may be willing to create a payment plan or change the terms of your existing loan so it is more affordable.

Do not wait until you have fallen behind on your mortgage before asking for help. Your lender will be more likely to work with you if you contact them before you start missing payments. They may be willing to create a payment plan or change the terms of your existing loan so it is more affordable.

Click here for more information on resources available.

Information for Renters

The mortgage industry crisis that began in 2006 has resulted in millions of foreclosed homes. We know this has affected millions of homeowners, but what about renters? 

Click here for more information for renters affected by foreclosure and resources available.