Community and Economic Development

Ramsey County's Environmental Response Fund makes a huge impact from a small investment

Legislative Authority for the fund is proposed to end at the end of the year. Funds raised through a .001 percent charge on mortgage registrations and deed transfers generates funds that are used to clean-up contaminated properties and foster redevelopment of under-used properties. Click here to learn more about the Environmental Response Fund Program.

Newly Rehabilitated Homes Ready for Buyers

Ramsey County’s foreclosed property efforts are converting vacant properties into affordable, “move-in” ready homes for families.  The Neighborhood Stabilization Program (NSP) Properties have been redesigned to better meet the needs of families today. We've sold multiple properties and currently have only one left.  Call your realtor to schedule a visit today.

1885 Arcade Street, Maplewood     

With housing prices lower than they have been in years, Ramsey County is especially interested in making homeownership possible for families with low incomes. If you are interested in making an offer to purchase this special property, be sure to read the disclosures and complete the Pre-Purchase Application and Certification.    

Disclosures ( PDF )   Pre-Purchase Application (WORD) PDF ) Certification  (WORD)( PDF )

Downpayment assistance of up to $10,000 is available to eligible buyers through the Ramsey County FirstHOME Program. Talk to your lender today about reserving funds. FACT SHEET 

FirstHOME Program Funding

Ramsey County Housing and Redevelopment Authority (HRA)/Community and Economic Development (CED) is pleased to announce that the FirstHOME Buyer Assistance Program is back in business. FirstHOME funds of about $350,000 are available in the fiscal year starting July 1, 2011.  Fund commitments are make on a first-come, first-served basis.

FirstHome has been used by 225 first-time homebuyers since it began in 2000-a program investment of nearly $2.5M.

During this time, there have been dramatic shifts in the real estate market and in the economy overall. The FirstHOME program is changing to reflect the changing marketplace:

• The maximum assistance available per property is reduced to $10,000 to enable greater participation despite fewer funds being available.
• Income Limits have also fallen slightly

Refer to the FirstHOME Fact Sheet for more information about the program and if you qualify, ask your lender to reserve funds.